Credit Success

When I journey across the street I look both ways. You have options and do not have to do what I do. You may be able to journey across the street blindfolded, without worry. This is a street map to prosperity, it’s your decision if you want to look both ways and take off the blindfold on your journey.

Step 1 to $100,000.00 and beyond credit line.
Get a Credit Karma account at: www.creditkarma.com
Get Experian credit reporting account at: www.experian.com

Step 2 to getting $100,000.00 and beyond credit line.

Use your own money!
Open a saving account at your bank. Start with a small amount about $300.00 dollars.
Apply for a secured credit card of $250.00 of your savings dollars.
When you get your card, make sure you pay any balance or make a minimum payment for 6 months.
Start applying for unsecured credit cards after 6 months.

Step 3, “Fast Track Credit Worthiness”, if you have collections on your credit report.
Using your own money and accelerating the process!

Open a saving account at 3 banks. Start with a larger amount of $900.00 dollars divide $300.00 at 3 different banks.
Apply for a secured credit card of $250.00 of your savings dollars at all three different banks.
When you get your cards, make sure you pay any balance or make a minimum payment for 6 months.
Start applying for unsecured credit cards after 6 months.

Remove collections!